You Do Not Need 20 Percent Down to Buy a Home and This Belief Is Holding Too Many Buyers Back

You Do Not Need 20 Percent Down to Buy a Home and This Belief Is Holding Too Many Buyers Back

You Do Not Need 20 Percent Down to Buy a Home and This Belief Is Holding Too Many Buyers BackJosiah Burdge
Published on: 05/10/2026

Loan programs, DPA and seller concessions reduce upfront costs. Josiah Burdge explains your real down payment options now.

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Should You Buy Now or Wait for Rates to Drop and Here Is Why That Question Has a Hidden Cost

Should You Buy Now or Wait for Rates to Drop and Here Is Why That Question Has a Hidden Cost

Should You Buy Now or Wait for Rates to Drop and Here Is Why That Question Has a Hidden CostJosiah Burdge
Published on: 05/10/2026

Lower rates bring more buyers and fewer concessions. Josiah Burdge explains why timing your situation beats timing the market.

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Buyers Are Getting Negotiating Power Back in 2026 and Here Is How to Use It Before It Disappears

Buyers Are Getting Negotiating Power Back in 2026 and Here Is How to Use It Before It Disappears

Buyers Are Getting Negotiating Power Back in 2026 and Here Is How to Use It Before It DisappearsJosiah Burdge
Published on: 05/10/2026

Longer days on market, price cuts, seller concessions available now. Josiah Burdge explains how to structure offers today.

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Adjustable Rate Mortgages Are Not What They Were in 2008 and Here Is What Buyers Need to Know Now

Adjustable Rate Mortgages Are Not What They Were in 2008 and Here Is What Buyers Need to Know Now

Adjustable Rate Mortgages Are Not What They Were in 2008 and Here Is What Buyers Need to Know NowJosiah Burdge
Published on: 05/10/2026

Fixed periods, strict guidelines, clear caps. Josiah Burdge explains when an ARM actually makes sense for your situation.

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