As of mid‑2025, the U.S. housing market continues its shift toward balance. Homes are staying on the market longer, inventory is rising, and price gains are moderating—creating a more level playing fi... ...more
Mortgage
July 28, 2025•2 min read
The 20% Down Payment Myth For years, homebuyers were led to believe they needed a 20% down payment to purchase a home. While putting down 20% does have benefits—like avoiding private mortgage insuran... ...more
Mortgage
July 28, 2025•3 min read
You’ve seen the headlines. Some say rates are dropping soon. Others say they’ll stay high all year. Meanwhile, you’re stuck trying to make a decision that could impact your financial future — without ... ...more
Mortgage
June 06, 2025•3 min read
If you’re a first-time homebuyer trying to get into the market in 2025, you’re not alone — and thankfully, you’re not without help. Rising home prices and interest rates have made affordability a real... ...more
Mortgage
June 06, 2025•3 min read